Plan Confidence™

Whether you've spent your career in an office or on a job site, your 401(k) deserves the same attention. Plan Confidence™ provides personalized, ongoing retirement plan guidance for professionals, tradespeople, and anyone building financial security through an employer-sponsored plan.

You don't need to be a financial expert to make smart decisions. We help you understand your options, stay on track, and make the most of what your employer offers — without the jargon.

 


Built for how you actually work

Most people don't have time to monitor investment markets between shifts, projects, or meetings. Plan Confidence™ does the ongoing work for you — reviewing your plan options, flagging when adjustments may make sense, and giving you clear guidance based on your situation.

Whether you're a union electrician with a 401(k) through your employer, a nurse with a 403(b), a government worker in the TSP, or a senior manager with a larger balance to protect — we work with the plan you already have.

Supported Retirement Plans

We provide guidance across a wide range of employer-sponsored plans, including:

  • ERISA Plans
    • 401(k) — private sector employers
  • Non-ERISA Plans
    • 401(a)
    • 403(b) — schools, nonprofits, hospitals
    • 457 — state and local government
    • Thrift Savings Plan (TSP) — federal workers and military

All guidance is limited to the investment options available within your existing plan.

How it Works

Most employer plans offer dozens of investment options with little explanation. It can feel like guesswork — especially when your balance is growing and the stakes are higher.

Plan Confidence™ simplifies the process by:

  • Evaluating the investment options available inside your specific plan
  • Matching those options to your risk tolerance and how far you are from retirement
  • Providing ongoing guidance — not a one-time recommendation — as your situation changes
  • Notifying you when a portfolio review or reallocation may be worth considering

What You Receive

  • 401(k) and employer plan guidance from a financial professional
  • Clear explanations — no confusing financial jargon
  • Ongoing support, not a one-time conversation
  • Timely alerts when changes to your allocation may be appropriate
  • A cost-aware, long-term approach aligned with your retirement goals
  • You stay in control of all final investment decisions.

Who it's designed for

Tradespeople & hourly workers

You've worked hard for every dollar in that plan. Whether it's a union 401(k), a government 457, or a hospital 403(b) — we'll help you understand your options and build toward the retirement you've earned.

Professionals & high earners

If you've accumulated significant assets in an employer plan, you need disciplined oversight and a strategy aligned with your broader financial picture — without rolling assets out unnecessarily.

Plan Confidence™ is especially well-suited for people who:

  • Want professional guidance without having to become an investment expert
  • Prefer a clear, disciplined approach over reactive decision-making
  • Value ongoing support and transparency
  • Have a 401(k), 403(b), TSP, or similar plan they want to make the most of

Take the Guesswork Out of Retirement Planning

Your retirement shouldn't depend on luck — or on decoding fund prospectuses at midnight. Plan Confidence™ offers a straightforward, personalized approach to managing your employer-sponsored retirement plan, so you can stay on track with clarity and confidence.

Important disclosures. Investment advice is provided on a non-discretionary basis. Clients retain full control over all investment decisions. Market conditions and investment outcomes cannot be predicted or guaranteed. This service does not provide legal or tax advice. Please consult your tax or legal professional regarding your specific situation. All investing involves risk, including the possible loss of principal.

Multiethnic business people working together in the office

 

Important Disclosures

Investment advice is provided on a non-discretionary basis. Clients retain full control over all investment decisions.
Market conditions and investment outcomes cannot be predicted or guaranteed.
This service does not provide legal or tax advice. Please consult your tax or legal professional regarding your specific situation.
All investing involves risk, including the possible loss of principal.